02711nam a2200385 a 4500 ebr10338441 CaPaEBR m u cr cn||||||||| 080902s2008 maua sb 001 0 eng 2008038068 9780815774136 (pbk. : alk. paper) 0815774133 (pbk. : alk. paper) CaPaEBR CaPaEBR (OCoLC)567901412 n-us--- HG3756.U54 B67 2008eb 332.70973 22 Borrowing to live [electronic resource] : consumer and mortgage credit revisited / Nicolas P. Retsinas, Eric S. Belsky, editors. Cambridge, Mass. : Joint Center for Housing Studies, Harvard University ; Washington, D.C. : Brookings Institution Press, c2008. x, 289 p. : ill. James A. Johnson metro series Includes bibliographical references and index. Introduction : borrowing to live / Nicolas P. Retsinas and Eric S. Belsky -- Consumer and mortgage credit at the crossroads / Eric S. Belsky, Ren S. Essene, and Nicholas P. Retsinas -- Where does it go? Spending by the financially constrained / Shawn Cole, John Thompson, and Peter Tufano -- Financial decisionmaking processes of low-income individuals / Edna R. Sawady and Jennifer Tescher -- The legal infrastructure of subprime and nontraditional home mortgages / Patricia A. McCoy and Elizabeth Renuart -- The impact of state antipredatory lending laws : policy implications and insights / Raphael W. Bostic ...[et. al.] -- Behaviorally informed home mortgage credit regulation / Michael S. Barr, Sendhil Mullainathan, and Eldar Shafir -- Interventions in mortgage default : policies and practices to prevent home loss and lower costs / Amy Crews Cutts and William A. Merrill -- Looking beyond our shores : consumer protection regulation lessons from the United Kingdom / Elaine Kempson. "Dissects the current state of consumer and mortgage credit in the United States and helps point the way out of the current impasse"--Provided by publisher. Electronic reproduction. Palo Alto, Calif. : ebrary, 2013. Available via World Wide Web. Access may be limited to ebrary affiliated libraries. Consumer credit United States. Mortgage loans United States. Electronic books. local Retsinas, Nicolas Paul, 1946- Belsky, Eric S. ebrary, Inc. James A. Johnson metro series. http://site.ebrary.com/lib/rucke/Doc?id=10338441 An electronic book accessible through the World Wide Web; click to view 158270 158270