TY - BOOK AU - Retsinas,Nicolas Paul AU - Belsky,Eric S. ED - ebrary, Inc. TI - Borrowing to live: consumer and mortgage credit revisited T2 - James A. Johnson metro series AV - HG3756.U54 B67 2008eb U1 - 332.70973 22 PY - 2008/// CY - Cambridge, Mass., Washington, D.C. PB - Joint Center for Housing Studies, Harvard University, Brookings Institution Press KW - Consumer credit KW - United States KW - Mortgage loans KW - Electronic books KW - local N1 - Includes bibliographical references and index; Introduction : borrowing to live / Nicolas P. Retsinas and Eric S. Belsky -- Consumer and mortgage credit at the crossroads / Eric S. Belsky, Ren S. Essene, and Nicholas P. Retsinas -- Where does it go? Spending by the financially constrained / Shawn Cole, John Thompson, and Peter Tufano -- Financial decisionmaking processes of low-income individuals / Edna R. Sawady and Jennifer Tescher -- The legal infrastructure of subprime and nontraditional home mortgages / Patricia A. McCoy and Elizabeth Renuart -- The impact of state antipredatory lending laws : policy implications and insights / Raphael W. Bostic ...[et. al.] -- Behaviorally informed home mortgage credit regulation / Michael S. Barr, Sendhil Mullainathan, and Eldar Shafir -- Interventions in mortgage default : policies and practices to prevent home loss and lower costs / Amy Crews Cutts and William A. Merrill -- Looking beyond our shores : consumer protection regulation lessons from the United Kingdom / Elaine Kempson; Electronic reproduction; Palo Alto, Calif.; ebrary; 2013; Available via World Wide Web; Access may be limited to ebrary affiliated libraries N2 - "Dissects the current state of consumer and mortgage credit in the United States and helps point the way out of the current impasse"--Provided by publisher UR - http://site.ebrary.com/lib/rucke/Doc?id=10338441 ER -