@book{173894,
	author = {Holzmann, Robert. and ebrary, Inc.},
	title = {Pension reform in Europe},
	publisher = {The World Bank,},
	year = {2003.},
	series = {Directions in development},
	address = {Washington, DC :},
	url = {http://site.ebrary.com/lib/rucke/Doc?id=10040028}
}