@book{214363,
	author = {Hardy, Daniel C. and Tieman, Alexander F.},
	title = {Innovation in banking and excessive loan growth /},
	publisher = {International Monetary Fund,},
	year = {2008.},
	address = {[Washington, District of Columbia] :},
	url = {http://site.ebrary.com/lib/rucke/Doc?id=10369053}
}