@book{23520,
	author = {Cummins, J. David. and ebrary, Inc.},
	title = {Deregulating property-liability insurance},
	publisher = {AEI-Brookings Joint Center for Regulatory Studies,},
	year = {c2002.},
	address = {Washington, D.C. :},
	url = {http://site.ebrary.com/lib/rucke/Doc?id=10026235}
}