@book{36379,
	author = {Hilgert, Jeffrey, and ebrary, Inc.},
	title = {Hazard or hardship},
	publisher = {ILR Press,},
	year = {2013.},
	address = {Ithaca, NY :},
	url = {http://site.ebrary.com/lib/rucke/Doc?id=10738665}
}